We make sure that your money works hard for you.. as hard as possible. Premium Bank is the place to get the best interest bearing savings accounts, with very attractive interest rates. Whatever you are saving for, we have the right account for you. Take a look and pick whichever suits your needs.

 

Premium Savings-Standard Premium Student Account
Premium Savers Wallet

Features:

 

  • Minimum initial deposit of GHS 50.00
  • Minimum operating balance of GHS 50.00
  • Minimum interest bearing threshold of GHS 50.00
  • Maximum of 4 withdrawals a month
  • Receive both cash & cheque deposits
  • No account maintenance/service charges

 

 

Requirements:

  • Completion of Account Opening form
  • Completion of Mandate card
  • Two passport sized photographs
  • Proof of Address (Utility bill / direction to prospects home / call report)
  • Proof of ID (Valid national ID such as Passport/ Drivers License, Voters ID/ National ID)

Features:

 

  • Minimum initial deposit of GHS 10.00
  • Minimum operating balance of GHS 10.00
  • Minimum interest threshold of GHS 100.00
  • Free ATM Card (GH Link)
    •No on-us charges
  • Quarterly account maintenance charge

 

 

Requirements:

  • Account holder must be 18 years and above
  • Salaried worker or an entrepreneur
  • Two passport sized photos
  • A current utility bill

Features:

 

  • Minimum initial deposit of GHS 1,000.00
  • Minimum interest threshold GHS 1,000.00
  • Commitment to period contributions –standing orders, debit notes , etc.
  • Investment Duration –12 months
  • No withdrawals during investment period

 

 

Requirements:

  • Completion of Direct Saver Account Opening form
  • Completion of Mandate card
  • Two passport sized photographs
  • Proof of Address (Utility bill / direction to prospects home / call report)
  • Proof of ID (Valid national ID such as Passport/ Drivers License, Voters ID/ National ID)

 

 

Premium Future Account Premium Fixed Deposit

Features:

 

  • Minimum initial deposit of GHS 100.00
  • Minimum operating balance of GHS 100.00
  •  There will be an agreed periodic contribution
  •  Tiered interest rate
  •  Maximum of 2 withdrawals per year
  •  Free semi-annual e-statement
  •  Service charges
  • Withdrawal must not exceed 50% account balance
  • No account maintenance charge

 

 

 

 Requirements:

  • Completion of Account Opening and mandate forms
  • Two passport size photographs per child or dependent
  • Two passport sized photos
  • Form of Identification for the parent/guardian (Valid national ID such as Passport/ Drivers License, Voters ID/ National ID)
  • Form of Identification for the Child (Birth Certificate/ Passport/ NHIS/ Child Birth Record)

Features:

 

  • Minimum initial deposit of GHS 5.00
  • Minimum operating balance of GHS 5.00
  • Minimum interest operating balance of GHS 5.00
  • Unlimited number of deposits
  • No withdrawals within first month
  • Maximum of 2 withdrawals a month
  • Withdrawals
    •Minimum KYC
    •Daily Limit -GHS 200.00
    •Monthly Limit –GHS 400.00
    •Full KYC
    •Daily Limit GHS 2,000.00
    •Monthly Limit –GHS 10,000.00

  Requirements:

  • Minimum KYC
    •Completion of Mobile Account
  • Opening procedures
  • Full KYC
    •Completion of Hard Copy Account Opening Forms
    •Completion of signature