We make sure that your money works hard for you.. as hard as possible. Premium Bank is the place to get the best interest bearing savings accounts, with very attractive interest rates. Whatever you are saving for, we have the right account for you. Take a look and pick whichever suits your needs.

 

Premium Savings-Standard Premium Student Account
Jara Wallet

Features:

 

  • Minimum initial deposit of GHS 50.00
  • Minimum operating balance of GHS 50.00
  • Minimum interest bearing threshold of GHS 50.00
  • Maximum of 4 withdrawals a month
  • Receive both cash & cheque deposits
  • No account maintenance/service charges

 

Benefits:

  • Does not require a high initial investment
  • Ease access to money
  • Free monthly e-statement

 

Requirements:

  • Completion of Account Opening form
  • Completion of Mandate card
  • Two passport sized photographs
  • Proof of Address (Utility bill / direction to prospects home / call report)
  • Proof of ID (Valid national ID such as Passport/ Drivers License, Voters ID/ National ID)

Features:

 

  • Minimum initial deposit of GHS 10.00
  • Minimum operating balance of GHS 10.00
  • Minimum interest threshold of GHS 100.00
  • Free ATM Card (GH Link)
    •No on-us charges
  • Quarterly account maintenance charge

 

Benefits:

  • 24/7 convenient access to funds through ATMs
  • Free GH Link Card
  • Prepaid MasterCard/VISA card upon request
  • Premium Mobile and Online Banking
  • Free e-statement
  • Reduced charges on payment orders for school fees

 

Requirements:

  • Completion of Account Opening and KYC forms
  • Completion of Mandate card
  • Two passport sized photographs
  • Copy of Student Admission letter
  • Proof of ID (Valid national ID such as Passport/ Valid Student ID, Drivers License, Voters ID/ National ID)
  • Proof of Address: Hall of Residence

Features:

 

  • Minimum initial deposit of GHS 5.00
  • Minimum operating balance of GHS 5.00
  • Minimum interest operating balance of GHS 5.00
  • Unlimited number of deposits
  • No withdrawals within first month
  • Maximum of 2 withdrawals a month
  • Withdrawals
    •Minimum KYC
    •Daily Limit -GHS 200.00
    •Monthly Limit –GHS 400.00
    •Full KYC
    •Daily Limit GHS 2,000.00
    •Monthly Limit –GHS 10,000.00

 

Benefits:

  • Easy access to funds
  • Bank to Mobile wallet
  • Mobile Wallet to Bank
  • ATM Withdrawal
  • ATM Card on request
  • Periodic statements available on request
  • SMS Alerts to confirm transactions
  • Available for all mobile phone networks

 

Requirements:

  • Minimum KYC
    •Completion of Mobile Registration
  • Opening procedures
  • Full KYC
    •Completion of Hard Copy Account Opening Forms
    •Completion of Account Mandate card

 

 

Premium Future Account

Features:

 

  • Minimum initial deposit of GHS 100.00
  • Minimum operating balance of GHS 100.00
  •  Interest threshold –GHS100.00
  •  Commitment to regular/periodic fixed lodgments -GHS50.00 through the use of standing orders, debit notes, mobile auto deducts (where applicable)
  •  No withdrawal before the first anniversary of account opening
  •  Maximum of 1 withdrawal a year
  • Withdrawal must not exceed 50% account balance
  • No account maintenance charge

 

 Benefits:

  • Provides a nest egg for your children's or dependents future
  • Teach the children to develop a savings habit
  • Free e-semi annually
  • Free subscription to Premium Mobile

 

 Requirements:

  • Completion of Account Opening and mandate forms
  • Two passport size photographs per child or dependent
  • Proof of Address (Utility bill / direction to prospects home)
  • Form of Identification for the parent/guardian (Valid national ID such as Passport/ Drivers License, Voters ID/ National ID)
  • Form of Identification for the Child (Birth Certificate/ Passport/ NHIS/ Child Birth Record)